Ah y💃es, "games cost more in the nineties".... You mean in the early 90s, right as FICO scores were first being implemented, and it was still possible to get a $35k house with a handshake and a reference from your pastor and boss. There are zero systemic changes to the economy that have made things completely untenable for those without generational wealth. Nothing to see here pไoors are just bad with money. The debt cliff isn't real.